A multi-car insurance policy just means that you have two or more vehicles in your policy. If you have more than one vehicle in the same direction, you can add them all to your policy. Some insurance companies may indicate that they must have a garage at the same address, but an actual garage is not required. It simply means that cars must be parked in the same direction or close to it.
For example, if you live in Connecticut but work outside the state of New York, you would have an auto insurance policy in Connecticut, since the vehicle stays there overnight. But what about other insurers? And what will happen to car owners who have these vehicles but are already insured? Yes, you can get a multi-car discount if you have more than one vehicle on your Progressive auto insurance policy. Learn more about the factors that affect car insurance rates and get auto insurance quotes for Missouri through Progressive. If your child goes to school and has their own vehicle, the car can normally remain on their multi-car insurance policy as long as the student continues to use their home as their primary address.
Nor is there a multi-state auto insurance policy that originates in two or more states. However, drivers who choose not to purchase auto insurance must show that they have sufficient funds to meet the state's financial responsibility requirements (PDF) in the event that they cause an accident. Multi-car insurance means having multiple vehicles in an auto insurance policy maintained in the same place. Progressive will continue to insure current customers that they have these vehicles, but has notified them of the high risk.
By requiring specific liability insurance for victims of an accident caused by you, they can receive financial help for injuries and property damage without seriously affecting their own financial well-being. The main reason why car insurance is mandatory in almost every state is because of your personal liability (liability) if you cause an accident. Insurance companies have different rules about who can or cannot be added to an auto insurance policy, as well as how many drivers can be on the list. Comprehensive car insurance and collision insurance are also common types of car insurance coverage, although no state requires them.
This is known as rewriting your policy for another state; if your car moves with you, it helps you avoid having to pay for independent insurance coverage outside the state that isn't necessary. If you have a child who is going to an out-of-state college and has a car on campus, they may need a separate car insurance policy for another state, depending on the state in which they are going to school. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.