Texting while driving is an especially dangerous type of distracted driving because it involves manual, visual and cognitive distraction. When sending or reading a text message, drivers will take their eyes off the road for an average of five seconds. Even that short period of time translates to the distance of a football field when driving at 55 miles per hour. At the state level, teens who text while driving show a statistically significant positive correlation with teen deaths in motor vehicles by population.
In general, states with more teens who text while driving also have more teens who die in car accidents. This law requires insurance companies to offer a 10% discount on liability and collision insurance for cars or motorcycles if you complete an accident prevention course approved by the New York State Department of Motor Vehicles. He grew up with insurance talks as part of his daily conversation and has studied to gain in-depth knowledge of the laws and dynamics of insurance specific to each state, as well as a broad understanding of how insurance adapts to each person's life, from budgets to levels of coverage. To compare quotes from different auto insurance companies, enter your zip code on this page to use the free quote tool.
This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company. Trending-Pay-as-You-Go car insurance is a fairly new type of insurance that's gaining popularity as a smart way for drivers to lower their insurance premiums.