Get a car insurance quote today and find out why 99% of our auto customers get at least one discount. As long as you don't need insurance right away, you may be able to get an early purchase discount. To qualify, some insurers require you to get a quote before your current policy expires. Others want you to get a quote seven days before your new policy takes effect.
You can qualify for a discount on car insurance if your family insures two or more cars under a Travelers policy. Auto insurance discounts are special offers from insurance companies that allow drivers to save up to 35% on their annual premium. Several insurers offer discounts for cars with alarms, LoJack, or steering wheel locks, which can help prevent car theft. Four of the 10 largest insurance companies offer passive restriction discounts, and the requirements are generally the same among insurers.
For example, drivers can get a discount of up to 15% if they insure a car that is three years old or younger. This liability coverage can go beyond your auto and home insurance policies to help protect you from unexpected events. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies. Most insurance companies clearly advertise their auto insurance discounts, so you should always check your insurer's website to see if there are any discounts you can qualify for.
You can get a discount for driving defensively on car insurance if you complete an approved driver education course. You can get a good student discount on car insurance if you're a high school or college student with at least a grade point average B. Allowing an insurance company to track your actual driving habits, usually through a device connected to your car or a smartphone app, can offer substantial savings. Several companies offer discounts on auto insurance for having protective devices such as alarms or locks on the steering wheel.
The 10 biggest insurance companies offer a good student discount, and the requirements are generally the same among insurers. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. When you buy a new car or own a car that's less than three years old, you may qualify for a new car discount. Of the 10 largest auto insurance companies, Farmers lists the most discounts on its website, with 23 available.