Driver discounts are available for Missouri residents whose insurance is lower, such as those with a clean driving record. In Missouri, drivers with just two speeding tickets pay an average of 52% more on their annual car insurance premiums, for example. The Auto Club doesn't offer most of the discounts, but it offers potentially the biggest combined discount in Missouri. In addition, most insurance companies offer several discounts, such as 20% for students with good grades, 4% for completing an approved defensive driving course, and many others, such as paying in full, having a new car, or getting married.
In addition, discounts on vehicles help drivers save if their car has certain security features or anti-theft systems. Remember that discounts vary between different insurance companies, so it's always best to contact the provider directly to determine the discounts you qualify for. Drivers under 25 and over 65 pay more for car coverage because they are statistically more likely to be involved in serious and fatal accidents. If you think you didn't get the best value for money and the best experience when you got your insurance discount, we'll refund you no questions asked.
People who combine their auto and home insurance policies often get the highest discounts from insurers. In Missouri, there are several auto insurance discounts that can help you reduce your costs by up to 12% per year, saving you hundreds of dollars. Some insurance providers offer you a discount if you get a quote at least seven days before the effective date of the policy. Missouri insurers typically offer discounts that fall into one of three categories: policy discounts, driver discounts, and vehicle discounts.
On average, drivers in these professions can get up to 9% off the cost of their auto insurance in Missouri. Missouri is a “no pay, no gamble” state, meaning that uninsured motorists must pay a certain amount out of pocket before they can sue the at-fault driver for damages. However, if you need to reinstate your driver's license, if you rent or borrow cars frequently, or if you want to maintain continuous car coverage between vehicles, you may want to look for continuous car coverage between vehicles.