When you add someone to your car insurance, you can call your car insurance company or log in to your online account to add a new driver to your policy. Your insurance company will generally need the name, date of birth, driving history, license information, and vehicle identification number (VIN) if you also plan to share a policy that covers both vehicles. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired.
If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. The cost of adding a driver to your car insurance or sharing a policy varies depending on factors such as the driver's age and motor vehicle history. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account.
Most insurance companies allow (and may require) you to add another driver to your car insurance policy if the person drives the insured cars regularly or shares the same permanent residence. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. You should add any regular driver of your car to your insurance policy to cover damage caused by accidents. You can change insurers at any time, even if you just renewed your policy with another insurance company.
However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. Adding a driver to your insurance policy means that they are an insured driver under your policy when driving your car. For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple.
Most insurers will also allow you to share a single car insurance policy with someone if you live with that person.