GEICO can help you when your vehicle's windshield or glass is damaged. This is usually covered by comprehensive coverage. GEICO also offers a glass reclamation service that is fast and convenient. Our goal is to get you back on the road with a high-quality repair as soon as possible.
Yes, comprehensive insurance covers windshield replacement whenever the windshield has been damaged by something other than an accident. If the windshield was damaged in a crash, the cost of windshield replacement or repairs would be included in liability or collision coverage, depending on the fault. While Geico offers windshield repairs free of charge, Geico will charge your deductible to replace your windshield. Collision insurance pays for losses and repairs to your vehicle that occurred during an accident.
If your windshield breaks after rear-ending colliding with another vehicle or hitting a pole, collision insurance will likely cover windshield damage minus the amount of the deductible you chose for this coverage. If you were involved in an accident that damaged your windshield and the accident was the fault of another driver, the at-fault driver (or his insurance company) would have to pay your expenses with your liability insurance policy. When a windshield is damaged by something other than a car accident, Geico will arrange for repair or replacement as long as the policyholder has comprehensive coverage. Since then, she has worked as a news writer in the insurance industry and has gained in-depth knowledge of state and national insurance laws and rates.
Car insurance with minimum coverage is the base amount of coverage that is legally required in your state to operate a vehicle. In that case, it's definitely worth taking out comprehensive insurance, as not meeting the requirements of the lender or landlord could result in expensive insurance and even in the recovery of the property. Likewise, even if your comprehensive premium is 15% of the value of your car, for example, comprehensive insurance could be worthwhile if you're dependent on the car and can't afford to replace it yourself. Windshield damage that is repaired under the full part of your auto insurance coverage generally doesn't affect your car insurance premiums.
Full-coverage car insurance combines liability, collision, and comprehensive coverage to provide greater protection for you and your vehicle. There are two main types of car insurance, commonly known as minimum-coverage auto insurance and full-coverage auto insurance. For example, Florida, Kentucky and South Carolina require auto insurance companies to repair or replace windshields at no cost to the driver. This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company.
Although Geico repairs windshields at no cost to the driver, Geico requires your deductible if you need a replacement. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. As we have already discussed, auto insurance policies must include collision and comprehensive coverage for windshield repair or replacement.