Finally, it's worth noting that most auto insurance quotes are based on a six-month policy that is paid in full at the beginning of each period. That's because most car insurance policies last six or 12 months, and most car insurance companies offer a discount (up to 20%) for paying the premium in full up front. How often you pay your car insurance premiums depends on the company and your preferences, but annual or semi-annual payments are best. Every insurance company determines its rates differently, so even though Geico is among the cheapest car insurance companies, the best way to ensure you're getting the cheapest rate is to compare quotes from several insurers.
Geico has many other discounts you could qualify for to reduce your car insurance costs. Direct sales of insurance to the consumer eliminate the cost of middlemen and allow Geico to have far fewer local offices and agents than companies like State Farm and Allstate.