You don't need to open the app every time you drive, we'll do all the work for you behind the scenes. When you review your trips, you'll be able to see where changes can be made and we'll give you tips on how to improve them. Geico DriveEasy is a usage-based insurance program that monitors the policyholder's driving habits to adjust their premium. For example, Geico offers a multi-vehicle discount for drivers who insure more than one car on their policy.
You can reduce your Geico car insurance costs by taking advantage of Geico discounts, opting for a higher deductible and reducing your coverage, among other things. Because your credit history is correlated with your likelihood of filing an insurance claim, Geico uses your credit data to calculate your premium in states where it's legal. Practicing safe driving habits and avoiding traffic violations can help you qualify for lower insurance rates from Geico in the long term. It's also worth noting that Geico has a usage-based insurance program called DriveEasy, which can help drivers with low mileage save money.
To qualify for the Geico good driver discount, drivers must be accident free for five years, and this may even include the time you've been insured by another company. Direct sales of insurance to the consumer eliminate the cost of middlemen and allow Geico to have far fewer local offices and agents than companies like State Farm and Allstate. Every insurance company determines its rates differently, so even though Geico is among the cheapest car insurance companies, the best way to ensure you're getting the cheapest rate is to compare quotes from several insurers. Geico DriveEasy pays off for safe, careful drivers who don't mind being watched for insurance reasons in exchange for saving up to 25%.
Geico policyholders get a discount on the price of the class, and then the course administrators directly notify Geico to apply the policy discount after the course ends. By completing a Geico defensive driving course, drivers receive a discount of up to 5% or 10% on their Geico car insurance premium. For example, drivers can get a discount of up to 15% if they insure a car that is three years old or younger. Finally, if you're still struggling to pay for your Geico policy, you should consider switching to another insurer.
Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles.