Liberty Mutual does not offer discounts for low miles. However, your Liberty Mutual insurance rate is likely to be based in part on your estimated annual mileage (the distance you drive each year). A number of auto insurance companies offer specific discounts for low mileage, such as Allstate, USAA, and State Farm. In addition to the Liberty Mutual multi-car discount, the company offers other ways for customers to save money on their premiums, such as the multi-policy discount, the no-accident discount and the discount for advanced safety features, among others.
Comparing multiple quotes is a good way to find the best car insurance in Louisiana, and Liberty Mutual is a great company to have on your list. Car insurance in Louisiana is expensive for most drivers for many reasons, for example, the state has densely populated areas and about 11.7% of drivers are uninsured, according to the Insurance Information Institute. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. Liberty Mutual teacher car insurance offers discounted rates and other special benefits designed for educators, such as additional coverage for teaching materials and school-owned properties.
If you can't get any of Liberty Mutual's safe driver discounts, there are other ways to save on your fare. Keep in mind that the availability and eligibility criteria for each discount vary by state and, in most cases, Liberty Mutual does not disclose the amounts of the discounts. Whether you can shorten your commute to work, use more public transportation, or even ride more bikes, driving fewer miles each year could lower your Liberty Mutual premium. Liberty Mutual also charges married drivers similar rates to those paid by single drivers, which is less common.
Overall, State Farm, USAA, Liberty Mutual, Geico, and Louisiana Farm Bureau are some of the best auto insurance companies in Louisiana. Liberty Mutual discounts can save drivers up to 30% on their car insurance, and customers who qualify for multiple discounts can save even more. Each insurance company determines their rates differently, so while Liberty Mutual is among the cheapest car insurance companies, the only way to confirm that you've found the lowest price is to compare quotes from several companies. Liberty Mutual offers a wide variety of discounts that can help lower your overall car insurance bill.