If you have a covered accident, you can rely on a rental car reimbursement to pay the cost of renting a car. If you decide to have your car serviced at a repair center authorized directly by Liberty Mutual and allow us to arrange the rental of the car, we will pay the rental expenses for as long as necessary to repair your car. Your Liberty Mutual car insurance should cover your rental as long as the vehicle is worth similar to what it already has. But if you have a 230,000-mile Chevy Spark and rent a luxury SUV, you may be underinsured.
Comparion Lead Insurance AgentIndependence, OH Did you know that Comparion agents offer insurance from Liberty Mutual and many other companies? Agents can quote trusted insurance partners with products that cover your family, income and assets, such as a house, car, boat or jewelry. Our mission is to help you find the right insurance coverage at affordable prices. Even when you have a good level of coverage, it's sometimes better to buy additional rental car insurance. Even if car insurance isn't required, it's a good idea to be insured when you're driving so that, if something happens, you'll get help paying for car repairs and medical bills.
Rental reimbursement insurance is designed to cover the cost of renting a car after an at-fault accident or other type of covered claim. Car insurance for people who don't own property is cheaper than a standard car policy, since it doesn't cover a specific vehicle. If you are left without a vehicle due to an accident caused by someone else, your property damage liability insurance should step in to cover the cost of your rental car. A Liberty Mutual alternative to temporary auto insurance is a non-owner policy, which is available to drivers who don't own a vehicle or don't have regular access to it.
Yes, Liberty Mutual offers discounts on Enterprise rental vehicles to customers who have purchased rental reimbursement coverage. The Liberty Mutual policy will be extended to rental vehicles, so you won't have to purchase additional coverage with the rental company unless you want higher limits or additional types of insurance. The amount of coverage you select for your belongings, liability and medical payments, the deductible, the location, the type of residence, and whether you combine your renters insurance with additional insurance policies influence the cost of renters insurance. Policyholders can also benefit from their normal Liberty Mutual insurance coverage when renting a car, whether or not they pay for their rent reimbursement.
Two claims in one year can significantly increase your insurance rates, so you may want to exercise caution and purchase insurance.