Liberty Mutual does not offer discounts for low miles. However, your Liberty Mutual insurance rate is likely to be based in part on your estimated annual mileage (the distance you drive each year). A number of auto insurance companies offer specific discounts for low mileage, such as Allstate, USAA, and State Farm. No, Liberty Mutual does not offer specific discounts for low miles.
However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. One of the most common discounts is the safe driver discount, available to drivers without traffic violations or accidents. Liberty Mutual offers a loyalty discount to policyholders who continue to be reinsured with the company year after year. Liberty Mutual car insurance rates are based on your driving record and experience, along with factors such as the type of car you drive, your zip code, your insurance history, and more.
Other ways to save money on your car insurance premium aren't necessarily discounts, but changes to your policy that create savings. Yes, Liberty Mutual insurance rates are competitive for certain drivers, including teens and college students. Liberty Mutual offers more than 14,000 employers, credit unions, alumni associations and groups the chance to get substantial discounts just because they are part of that group. Yes, the type of car you drive, especially cars with certain safety features, may offer you certain discounts.
For example, if you insure your vehicle and home with Liberty Mutual, you can get up to 10 percent off your insurance premium. He has spent many hours helping his customers understand the insurance market so that they can find the best auto, home and life insurance products for their circumstances. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. In addition to offering lower premiums for drivers with low mileage, Liberty Mutual offers discounts for students, without accidents and without violations, among others.
To stay competitive in a constantly growing market, Liberty Mutual offers many other discounts to try to keep insurance premiums as low as possible. If you insure multiple cars, you can receive a discount of up to 10 percent on all cars in your household. Drivers with low mileage often save on their Liberty Mutual premium because less time on the road means less chance of filing a claim.