Uninsured motorist coverage protects you if you have an accident with an uninsured motorist. In addition, property damage coverage may cover legal costs if the insured driver is involved in a lawsuit after the accident. This data is provided through Insurefy's patented database with more than 70 million auto insurance quotes. Missouri is an at-fault state, meaning that the driver responsible for the collision is also responsible for paying the resulting expenses, either through their car insurance provider or out of pocket.
Older drivers tend to pay the cheapest car insurance rates for all age groups because of their safer driving behaviors and better credit ratings, factors that make it less risky to insure them in the eyes of insurance companies. Iowa drivers pay 42% less, Illinois drivers pay 23% less, Nebraska drivers pay 13% less, and drivers in Kansas and Arkansas pay 6% less for car insurance. The quotes come from Insurify's own database, which contains more than 70 million auto insurance quotes. The table below can give you an idea of how much older drivers in Missouri pay for car insurance depending on the company they choose, their preferred policy and their driving history.
Based on an internal database with more than 4 million car insurance claims, the Insurify research team analyzes car ownership patterns and driver behavior, including how Missouri drivers are keeping up with their fellow motorists in the United States in areas such as speeding, driving under the influence of alcohol, and more. Car insurance is a necessary cost when you have a vehicle, but comparing prices can help you save money. However, good driving habits, such as following traffic laws and having no accidents or violations on your record, can help lower your car insurance rates. Coverage for uninsured or underinsured drivers covers the costs caused by a driver with little or no insurance after a car accident.
Missouri law doesn't require PIP coverage, but Missouri insurers offer medical payment insurance, or MedPay, which is similar to PIP coverage. Car insurance data includes coverage analysis and details about drivers' vehicles, driving records, and demographic information. By expert analysis of more than 4 million auto insurance claims and a variety of key data sources, the Insurify Insights team produces new data-based articles, trend analyses, regional superlatives and national rankings every week. See the table below to get an idea of how much Missouri drivers can expect to pay for car insurance based on their driving record.