Yes, Progressive has a grace period of 10 to 20 days for payments, with specific terms that vary depending on state law. Your car insurance policy won't be immediately canceled because you don't make a payment. Auto insurance companies are required by state law to give notice before canceling their policy. Depending on the state, you'll normally have 10 to 20 days.
Your company will notify you by mail or email before canceling your coverage. Make your payment as soon as possible, as the grace period for car insurance may vary depending on your insurer. Insurance companies know that sometimes their customers can forget when their car insurance is going to be renewed, so they sometimes grant a grace period found on the policy document. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
In this case, you'll have to file a claim with your no-fault auto insurance coverage to cover property damage and personal injury costs. Call your old insurance company and find out if your coverage has expired and, if so, how long you have been without car insurance coverage. Some consider car insurance policies to be a necessary evil because they can be very expensive if the driver causes an accident and is forced to pay out-of-pocket compensation for vehicle damage and hospital treatment. Auto insurance companies often offer a grace period for late car insurance payments, so a payment that's late by a few days shouldn't be a problem.
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