The best way to calculate your costs is to request a quote. A more recent option to reduce costs is to opt for telematic driving statistics through your insurance company. These programs control how much you drive, when you drive, and how safely you tend to drive to lower your premiums. You can get classic car insurance and alternative vehicle coverage with either provider, as well as products such as homeowners insurance and renters insurance.
The company has high ratings in the auto insurance industry and often offers the cheapest car insurance rates for many drivers. In addition to your driving record, the price of car insurance also considers factors such as homeownership and marital status. Getting a secured credit card, paying bills on time every month, and even checking your score for any inaccuracies or contesting errors could help you reduce the amount you'll pay for car insurance. State Farm offers usage-based insurance in more states than Geico, and it also offers reimbursement for travel expenses, something that Geico doesn't.
Keep in mind that in some states, including Massachusetts and Hawaii, auto insurers can't use your age at all in the calculation. It's a good idea to shop around to find your car insurance coverage as you approach the end of the policy term. To help you begin your search, CNBC Select broke down the top auto insurance companies for young adults, based on their needs. Compare car insurance quotes from several leading providers to find the best rates and coverage for your needs.
If you're one of the many Americans who qualify for the USAA, this might be a good place to start looking for car insurance. Geico coverage and services are available in all 50 states and the District of Columbia, and there are 16 different types of discounts available. Each car insurance company has its own way of weighing this information to calculate your premium, which makes searching for prices and comparing quotes important if you want to save money. In addition to standard coverage options, Geico offers several optional add-ons, such as emergency roadside assistance, vehicle rental reimbursement and mechanical breakdown insurance.