The terms, definitions and explanations of insurance are for informational purposes only and do not replace or modify in any way the definitions and information contained in the individual pages of contracts, policies or insurance statements, which are decisive. If you can't drive your car because of a covered loss, this coverage helps pay for a car rental or other transportation expenses so you can get back on the road. If your insurance doesn't comply with state insurance laws, you could face penalties that can include jail time, fines, and the suspension of your license and registration. The consequences of driving without insurance exceed the monthly insurance premium and may result in the following penalties.
This extra layer of protection covers you if you're involved with a driver who doesn't have car insurance. It's common knowledge that the driver's age affects car insurance rates, and this is true in Missouri. Like the best auto insurance company, the cheapest car insurance company in Missouri will change depending on your circumstances. Car insurance is a legal contract, which means that you must be 18 years or older to buy your own policy in most cases.
Car insurance companies tend to charge more to drivers who are at greater risk of causing accidents and serious injuries. Some car insurance qualifying factors, such as your driving history, can significantly affect your insurance costs. In some states, your vehicle can be towed and you won't be able to claim it until you present proof of insurance. Not having car insurance in many states can make you a high-risk driver when buying car insurance.
While the minimum car insurance requirements in Missouri are predefined, they are not intended to be a limit on the amount of coverage you can or should get.