USAA is also the cheapest on average for drivers aged 18. While Show-Me State isn't the cheapest place to get car insurance, you can find affordable policies if you know where to look. Missouri doesn't require insurance for underinsured motorists, but it may be a good idea to have this extra protection. See the table below to see the cheapest auto insurance providers on average to get full coverage insurance in the state. Below, you'll see the average insurance costs by state for an 18-year-old woman compared to the price of a parent policy that adds to an 18-year-old girl.
If your teen buys their own policy, Island, North Carolina Farm Bureau, Erie Insurance, USAA and New Jersey Manufacturers got the lowest rates for women in terms of total coverage. Below, you can see the average car insurance rates for people of different ages with a clean driving record. If you want greater protection beyond Missouri's minimum coverage limits, consider adding comprehensive coverage and collision insurance to your car insurance policy. The final result was an overall rating for each provider, with the insurers that scored the most points at the top of the list.
States with liability systems often have below average auto insurance costs, but that's not the case with auto insurance in Missouri. Missouri drivers should look at the discounts they can qualify for when buying car insurance to find the best deal. Even though insurance coverage rates are slightly higher in Missouri than the national average, you still have a good chance of finding great car insurance in Missouri at great prices. Compare providers' auto insurance policies to find out which ones best fit your cost and coverage needs.
Average auto insurance rates by age show that premiums begin to drop significantly when drivers turn 26. As drivers gain more experience and improve their performance behind the wheel, auto insurance rates are likely to decrease, says Carole Walker, executive director of the Rocky Mountain Insurance Information Association. Insurance providers in Missouri offer different ways to save money on car insurance premiums with offers and discounts. While all that's required is minimal liability, it's a good idea for drivers to consider taking out car insurance with full coverage.