Next, we'll look at the state's cheapest car insurance companies and coverage options, starting with the providers and the most affordable coverage options. A person's age, driving history, and credit scores can affect the cost of auto insurance in South Carolina. On the other hand, vehicles that cost more to repair or replace generally have higher auto insurance costs. Yes, South Carolina requires that drivers in the state have at least minimum liability auto insurance coverage.
When you buy car insurance in South Carolina, you'll see companies add coverage for underinsured motorists to your quote. Like most states, South Carolina allows insurers to use your credit rating to help determine your car insurance premiums. The best auto insurance company in South Carolina will depend on your unique situation; there is no single company that is best for everyone. If you're found guilty of a car accident, you can expect your car insurance premiums to increase.
When buying car insurance in South Carolina, there are a few ways you can save on costs. The zip code in which you live, your age, driving history, the make and model of the vehicle you drive, and the types of coverage and limits you need are important aspects when buying car insurance. You'll find some car insurance cost estimates for different cities in South Carolina in the table below. This generally translates to a cheaper car insurance premium than if the young driver were to buy their own coverage.
Car insurance rates in South Carolina also change depending on age, and younger, inexperienced drivers pay the most for car insurance. Columbia has 34 zip codes, and each of them might offer a different average rate for car insurance.