The proof of insurance is the documentation from your insurer that shows that you have an active insurance policy that meets state requirements. It is used when you are stopped, have an accident, rent a vehicle, or ask you to show it another way. The proof of insurance is usually an identification card, printed or electronic, provided by your insurer. To add a car to your policy, you can update your policy online or call your insurance company.
Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer. Keep in mind that some insurers may limit the number of vehicles that can be included in a policy. Learn about our commitment to diversity, equity and inclusion.
Diversity, equity and inclusion are fundamental to our core values. If you work for a transportation network company like Uber or Lyft, you might want to review your insurance needs with your prospective auto insurance company. Every Massachusetts car insurance company offers coverage options, discounts and add-ons that may make them more attractive to certain customers. Understanding why your insurance needs are unique, such as whether you need certain types of optional coverage, such as luxury car insurance, can help you determine which companies to consider.
You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. If you're not sure how much insurance you need, a licensed insurance agent can help you through the process. While it's always good to have paper copies available as a backup, you can rest easy knowing that your digital insurance card is sufficient in case you need to show proof of insurance. Progressive also offers many opportunities for its customers to customize their auto insurance policy.
All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. You can change insurers at any time, even if you just renewed your policy with another insurance company. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates.
With these differences in mind, the following considerations can help you find the right car insurance provider for your needs. To determine which are the best auto insurance companies in Massachusetts, Bankrate analyzed data on average premiums from Quadrant Information Services, along with other factors, such as third-party ratings, coverage options, and discount opportunities.