If a person no longer lives with you, you can remove them as a driver included in your policy. Some insurers may want to prove that the person moved (and therefore won't have access to drive their vehicles). Learn more about how the move affects car insurance. When you add someone to your car insurance, you can call your car insurance company or log in to your online account to add a new driver to your policy.
Generally, your insurance company will need the name, date of birth, driving history, license information, and vehicle identification number (VIN) if you also plan to share a policy that covers both vehicles. Many insurers, including Progressive, allow you to add a friend to an auto insurance policy as a driver if you share a permanent residence. Most insurers will also allow you to share a joint car insurance policy with a friend by adding both sets of cars to the policy. If your friend doesn't live with you, it usually can't be added to your policy.
Farrier-Romero knowingly made false and misleading statements to Liberty Mutual Insurance Company in connection with an auto insurance claim. Núñez knowingly made a material misrepresentation with Progressive Garden State Insurance Company by filing a claim for damage to the property of a car. So, assuming that all your friends live at the same address, you can add more than one friend to your car insurance policy. If you and your friend don't currently share an address, they won't be able to appear on your car insurance policy even if you plan to move at a later date.
The cost of adding a driver to your car insurance or sharing a policy varies depending on factors such as the driver's age and motor vehicle history. For example, if a driver has several accidents or violations on their motor vehicle report that have a negative impact on the cost of your insurance, excluding them from your policy could reduce your car insurance rate. Most insurers will also allow you to share a single car insurance policy with someone if you live with that person. An excluded driver is a person in your household who has been explicitly excluded from coverage under your auto insurance policy.
Whether it's a roommate, a spouse or partner, or even a teenager or a college student, there are many situations where it makes sense to add a driver to your car insurance. Michel knowingly made a false and misleading statement to Progressive Insurance Company when he filed a claim for damage to the property of a car. Frusciante filed an auto insurance claim with Progressive Insurance Company that contained false and misleading information. Sharing an auto insurance policy, on the other hand, typically means that both vehicles are covered by a single policy.
Some states and insurance companies require that all members of the household who are of driving age, including friends, be listed on your car insurance policy as drivers. Martin knowingly concealed relevant information from Progressive Insurance Company in an application for an auto insurance policy. Depending on the company, you may be able to remove someone from your car insurance policy online or through an app.