You may have to change car insurance companies when you move to another state if your current provider doesn't sell insurance in the state you're moving to. If you stay in the same state, you won't have to change insurance companies. If you're moving to another state, check with your car insurance provider to make sure they offer coverage in your new state. When changing car insurance companies, it's usually your responsibility to cancel coverage with your old insurer.
Your new insurance company can provide proof of insurance to your old company if needed, but it's generally not authorized to cancel a policy with another insurer on your behalf. After purchasing a new policy, you should immediately contact your old insurer and cancel your old policy. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees that your insurer may charge. If you change your car insurance company and find better rates with another insurance company, you may want to cancel your current policy before it expires.
In this case, if you change your insurance company, you can get a refund. Depending on your insurer, you may have to pay a cancellation fee. If you move out of state, your insurer will cancel your old policy and issue you a new one. Because insurance premiums are determined in part by where you live, you can get a lower rate on your new policy if you move to an area where rates are cheaper, and your insurer can reimburse part of your insurance premium.
Learn about state car insurance requirements and how the move affects car insurance. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. If you sell your car and buy a new one, you'll still need coverage because most states require drivers to have car insurance.
You can choose to eliminate optional coverages, such as comprehensive auto insurance coverage and car collision coverage, but if you leased or financed your vehicle, your lender will likely continue to require that you have these specific coverages to protect your investment. While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer. Your car insurance could increase or decrease depending on several factors, including the claim history of your new area. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you.
You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. If you're moving and want a new policy with us, request an auto insurance quote online or call 1-866-749-7436 and share your new address. Your new insurer may also have to file an SR-22, a form that some states require to prove that you have insurance (some states require a similar form known as FR-4).