No, Geico doesn't charge a cancellation fee to customers who cancel their auto insurance coverage midway through the policy. Drivers can cancel a Geico policy by calling (800) 841-1587 and will receive a full refund for unused premiums. Your lawyer will also collect and organize documents and evidence that demonstrate the financial responsibility of the at-fault driver. If you seek compensation with your own insurance policy, your lawyer will examine your policy documents in detail.
It's usually easiest to change your car insurance company at the time your policy is renewed, but if you choose to switch in the middle of the policy, your current insurer will normally reimburse you for unused premiums, less cancellation fees. In addition, if you cancel your Geico policy because you disposed of your car, you may have to submit proof, such as a bill of sale, so that Geico knows that you won't drive without insurance. When the interactive voice response system prompts you, say “cancel the insurance policy” and then “automatic” if you are going to cancel your car insurance policy. If it has improved, report it to your current insurer and then check if other companies can beat your insurance company's price.
You should switch your car insurance to another company when you can find a cheaper rate for the same amount of coverage without sacrificing aspects such as customer service. The cheapest insurer for an old car may not be the cheapest for a new car or special vehicle, since each insurer calculates rates differently. It's also worth checking the prices every time there is a change in circumstances that could affect your rate, such as insuring a new car or adding a new driver. Insurers generally charge lower premiums to homeowners, and you can also get a discount for multiple policies if you insure your home and car with the same company.
You want to cancel your insurance policy because you think it's a waste to pay for the two months you won't be in your car. To cancel a Geico insurance policy, the policyholder must call Geico to speak directly with a customer service agent. Car insurance rates vary dramatically by age, with particularly steep drops when the driver turns 19 and 21. If the reason your claim was denied was bad faith insurance practices, the lawyer representing you can also help you hold the insurance company accountable. Married drivers typically pay less for car insurance than single drivers, so be sure to tell your insurance provider about your nuptials.
You don't have to lose hope of recovering compensation if you or a member of your family was injured in a car accident and Geico denied your car accident claim.