First, you can call your insurance company to discuss whether your insurer might be willing to keep your policy. Depending on the reason for the cancellation, you may be able to reach an agreement with your carrier. By completing a Geico defensive driving course, drivers receive a discount of up to 5% or 10% on their Geico car insurance premium. Unfortunately, if your car insurance company cancels your coverage, obtaining another policy could be difficult and expensive, depending on the reason for the cancellation.
However, sometimes, even after you've purchased a policy, your car insurance policy may be canceled or not renewed. The portal is a secure way for consumers to file insurance complaints and to contact the Insurance Division. Other insurance companies may consider the reasons that often lead to cancellation, such as license suspension, to be evidence of high-risk behavior, which generally leads to increased car insurance costs. To cancel a Geico insurance policy, the policyholder must call Geico to speak directly with a customer service agent.
When the interactive voice response system prompts you, say “cancel the insurance policy” and then “automatic” if you are going to cancel your car insurance policy. Auto insurance companies can cancel or “cancel” your coverage, although you will usually be notified well in advance to get a new policy. Your car insurance company will likely send you a letter explaining why your coverage was canceled. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.
You paid for car insurance in advance, and since you didn't pay the premium and were out of the grace period, you technically didn't have insurance.