Some car insurance qualifying factors, such as your driving history, can significantly affect your insurance costs. Uninsured driver coverage protects you and your passengers if you are hit by an uninsured or underinsured driver, or if you are the victim of a driver who hits the road. In at-fault states, the driver who is at fault for a car accident must pay for the other party's damages, including medical bills, car repairs, lost wages, and pain and suffering. It protects you in the event of an accident where the other party is at fault and has no insurance.
In no-fault states, you rely on your own insurance to cover medical bills and other out-of-pocket losses, regardless of who caused the car accident. It protects you in the event of an accident in which the other party is at fault and does not have sufficient insurance. Nationwide, Nationwide N and Eagle and other brands that appear on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise stated. With this optional coverage, Nationwide won't increase your car insurance rates after your first at-fault car accident.
The consequences of driving without insurance exceed the monthly insurance premium and may result in the following penalties. This type of Missouri car insurance coverage is used to repair your vehicle when physical damage occurs due to incidents not related to a collision (subject to the deductible). Learn more about how an attorney can help you with your car accident claim and how to find the right lawyer. Missouri law requires all vehicle owners and drivers to maintain liability insurance and coverage for uninsured motorists.
In some states, your vehicle can be towed and you won't be able to claim it until you present proof of insurance. Not having car insurance in many states can make you a high-risk driver when buying car insurance. This will include the safety features of the car, the year and make, the age of the vehicle, the ownership of the vehicle, and the cost of repairing the vehicle. This insurance can cover reasonable and necessary medical or funeral expenses for you and others who are covered by your policy in the event of an accident, regardless of who is at fault, up to the amount you choose.