Missouri law requires that all drivers and owners of motor vehicles maintain some type of motor vehicle liability insurance coverage. Unfortunately, every year thousands of Missourians are involved in car accidents involving drivers who have not maintained the required auto insurance. This translates into unpaid damage claims and higher insurance premium rates for all Missourians. Even so, most drivers need additional insurance to comprehensively protect their vehicles.
Our agents will work directly with you to design a policy that fits your budget. We can help you get comprehensive coverage without breaking the bank. Insurance companies licensed to offer personal auto insurance in Missouri are required to provide the Driver's License Office with information about the insurance of drivers and the vehicles they insure, primarily parked in Missouri. Car insurance companies tend to charge more to drivers who are at greater risk of causing accidents and serious injuries.
The average cost of auto insurance in Missouri varies between cities due to different claims and cost of living statistics. Car insurance is a legal contract, which means that you must be 18 years or older to buy your own policy in most cases. Like the best auto insurance company, the cheapest car insurance company in Missouri will change depending on your circumstances. It's common knowledge that the driver's age affects car insurance rates, and this is true in Missouri.
Most insurance companies believe that younger, inexperienced drivers are more likely to file claims and are therefore riskier to insure than older drivers, which translates into higher rates. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. Bankrate's insurance editorial team includes licensed insurance agents who have quoted policies for thousands of customers.