Auto insurance companies in South Carolina offer different discount opportunities for motorists. Depending on your driving profile, you may be eligible for different discounts. Whether you're looking for insurance or if you have a policy, it might be a good idea to contact your agent to see what discounts you qualify for. The table below shows the discounts offered by the top providers in South Carolina.
Your credit rating may not have anything to do with your ability to drive a car, but it can affect your car insurance rates. When you buy car insurance in South Carolina, you'll see companies add coverage for underinsured motorists to your quote. However, state minimum liability car insurance only covers damage to the vehicle and other people's medical bills in accidents that you cause. Car insurance providers will analyze your driving history to determine what type of driver you are and the corresponding risk of insuring yourself.
Car insurance companies often offer significant discounts when you maintain a driving record free of violations or incidents. When buying car insurance, choosing a reliable insurance company is as important as finding the lowest rate. South Carolina drivers must maintain a minimum amount of auto insurance to legally operate a vehicle. The key to getting the lowest car insurance rates in Columbia lies in the ability to compare prices to find the best rates.
An 18-year-old driver in South Carolina can expect to pay more than three times what a 30-year-old driver pays for auto insurance with minimum coverage. Auto insurance rates in South Carolina increase by 19% after a speeding ticket, compared to 46% after an at-fault accident. There are several car insurance companies available in the city, although five major companies cover the largest percentage of residents. The availability of discounts may vary by state, so you'll need to talk to an insurance agent to find out what auto insurance discounts you're eligible for.
Many auto insurance companies will reward drivers who successfully pass an approved defensive driving course.