Missouri law requires that all drivers and owners of motor vehicles maintain some type of motor vehicle liability insurance coverage. Unfortunately, every year thousands of Missouri citizens are involved in car accidents involving drivers who have not maintained the required auto insurance. This translates into unpaid damage claims and higher insurance premium rates for all Missourians. USAA, Travelers, State Farm and Allstate typically offer the cheapest car insurance in St.
USAA generally offers the most affordable rates for drivers in St. Louis, but keep in mind that their coverage is only available to active duty members of the military, veterans, and their immediate family members. For other drivers, Travelers or State Farm are often the cheapest options. The car insurance rates you pay in St.
Louis will depend on several factors, such as your driving record, your credit rating and the type of coverage you purchase. Insurance agents calculate auto insurance quotes by taking into account factors such as your age, marital status, and driving history. In this section, we'll look at the average car insurance rates in St. Louis for some types of drivers.
Male and female drivers in St. Louis typically pays about the same amount for car insurance with full coverage. This table shows the average annual rates for 35-year-old drivers, women and men. On average, car insurance in St.
Louis is approximately 32% more expensive than the national average. This is the case even for good drivers with high credit scores. We found that USAA, Travelers, State Farm, and Allstate typically offer affordable auto insurance in St. If you're looking for affordable car insurance, contact the best auto insurance companies in the country for free quotes.
It's important to consider long-term flexibility when choosing an insurance company and not going for the cheapest car insurance option available. If you have an accident or if a police officer asks you to show proof of insurance, you will be notified to the Department of Revenue that you do not have insurance for your vehicle or for the vehicle you are driving. A full-coverage auto insurance policy generally combines collision coverage and comprehensive coverage with state minimum insurance requirements. While people in their 60s have cheaper car insurance rates than many other age groups, on average, prices will start to increase as they age.
If you have a speeding ticket, a car accident, or a conviction for driving under the influence of alcohol on your driving record, you could pay much more for car insurance coverage. Visit NerdWallet's guide to car insurance requirements by state for more details on how your coverages work. The analysis included 5 to 10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Car insurance is a major purchase, but finding cheap auto insurance in Missouri isn't always easy.
Instead of taking a chance with a cheap auto insurance company, you can get quality coverage that won't break the bank with Nationwide. Searching for cheap car insurance quotes with several insurers is the best way to find lower rates. To find cheap car insurance for seniors, drivers in their 60s should be sure to compare prices to find the best rate. The terms, definitions and explanations of insurance are for informational purposes only and do not replace or modify in any way the definitions and information contained in the individual pages of contracts, policies or insurance statements, which are decisive.
Your marital status also affects your car insurance rates, as married drivers tend to pay less than single drivers. Nationwide insurance professionals can quickly design an auto insurance quote that meets your precise needs, even for those with a limited budget.